Private Lending

Construction Financing

Funding the next chapter of what you're building.

What This Service Is

Designed with intention.

Construction financing provides capital for ground-up development and substantial renovation projects — structured around your build timeline, draw schedule, and permanent-financing exit.

Who This Helps

Built for the people who need it most.

  • Ground-up developers
  • Investors renovating to scale
  • Builders expanding into new markets
  • Owner-builders structuring their first project

Key Benefits

Reasons clients choose this path.

01

Build-Aligned Draws

Capital released as construction progresses.

02

Interest-Only During Build

Manage carrying costs strategically.

03

Exit Strategy Planning

Built around your permanent financing or sale.

04

Experienced Underwriting

Lenders who understand construction.

How It Works

A clear, considered process.

  1. 1

    Project Discovery

    Scope, budget, and timeline review.

  2. 2

    Feasibility & Underwriting

    Confirm the project pencils.

  3. 3

    Term Sheet & Draws

    Clear structure end-to-end.

  4. 4

    Funding

    Coordinated close and draw management.

Why Work With Ivan

Personal. Professional. Local.

Ivan Padilla is a licensed Florida professional serving Orlando, Saint Cloud, and surrounding areas with a private, consultative approach. Every recommendation is personalized, transparent, and built around your long-term goals — not a script.

Ready to take the next step?

Begin with a private conversation — no pressure, just clarity.

Discuss Construction Financing

Insurance, mortgage, and lending products are offered through licensed professionals and partner institutions. Availability and product options may vary by state, lender, and qualification.