Private Lending
Fix & Flip Funding
Speed-to-close capital for value-add real estate projects.
What This Service Is
Designed with intention.
Fix-and-flip loans combine acquisition and rehab funding into one structure — designed for investors buying, renovating, and reselling residential properties on short timelines.
Who This Helps
Built for the people who need it most.
- Active flippers in Florida markets
- New investors with a strong first deal
- Operators scaling from one to many projects
- Investors needing both purchase and rehab capital
Key Benefits
Reasons clients choose this path.
Acquisition + Rehab Capital
One loan for purchase and improvements.
Speed to Close
Move fast on the right opportunity.
Draw Schedule Funding
Rehab capital released as work completes.
Exit-Focused Terms
Structured to your resale timeline.
How It Works
A clear, considered process.
- 1
Project Review
Walk through the deal and scope.
- 2
Underwriting
Asset-focused review of acquisition and ARV.
- 3
Term Sheet
Pricing, draw structure, and exit.
- 4
Funding & Draws
Funded close, then scheduled draws.
Why Work With Ivan
Personal. Professional. Local.
Ivan Padilla is a licensed Florida professional serving Orlando, Saint Cloud, and surrounding areas with a private, consultative approach. Every recommendation is personalized, transparent, and built around your long-term goals — not a script.
Ready to take the next step?
Begin with a private conversation — no pressure, just clarity.
Discuss a Fix & Flip LoanExplore More Private Lending
All Private LendingInsurance, mortgage, and lending products are offered through licensed professionals and partner institutions. Availability and product options may vary by state, lender, and qualification.