Private Lending
Equity-Based Lending
Leverage what you already own — strategically.
What This Service Is
Designed with intention.
Equity-based lending uses the value of property you own as the primary qualifier — making capital accessible when traditional income-based underwriting isn't the right fit.
Who This Helps
Built for the people who need it most.
- Owners with substantial property equity
- Self-employed investors with non-traditional income
- Operators acquiring distressed opportunities
- Borrowers needing fast, asset-based capital
Key Benefits
Reasons clients choose this path.
Asset-Focused Underwriting
Equity speaks louder than W-2s.
Speed
Faster review than traditional banks.
Flexible Use of Funds
Deploy capital where it works hardest.
Strategic Structures
Terms shaped to your asset and exit.
How It Works
A clear, considered process.
- 1
Asset Review
Evaluate property and equity position.
- 2
Capital Mapping
Match structure to your use of funds.
- 3
Term Sheet
Clear pricing and structure.
- 4
Funding
Coordinated close on your timeline.
Why Work With Ivan
Personal. Professional. Local.
Ivan Padilla is a licensed Florida professional serving Orlando, Saint Cloud, and surrounding areas with a private, consultative approach. Every recommendation is personalized, transparent, and built around your long-term goals — not a script.
Ready to take the next step?
Begin with a private conversation — no pressure, just clarity.
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All Private LendingInsurance, mortgage, and lending products are offered through licensed professionals and partner institutions. Availability and product options may vary by state, lender, and qualification.